They say they are a legal company called quick loans but they are scammers very nearly caught me out!!!

I put in for a loan off nCcc unsecured loans and was excepted but I had to send an Akashi voucher of £95 for them to deposit the money into my account within 20 minutes of my payment but then they said they needed another £145.00 for government fees which I felt was a con so I declined. i would like a refund of my £95.00 which I borrowed from a friend but was clearly told by the company it would costs me £81.00 to try and get it refunded back to me but wouldn't guarantee me in succeeded. They also don't accept payments by credit or debit card. I feel they don't do this as it's a tracker and they have no intention of depositing any money into any account. How can I stop this from happening to other people.